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Question: Can i refinance my auto loan?

(Posted by: Christopher B on 2008-04-10 04:52:06)

I have a 2002 acura with 98k on it. I want to refinance my auto loan. I owe 11k on it and I have a 72 month term at 8 %. I want a 60 month term at the same rate. Who will allow me to do this?

Posted by: Jennifer on 2008-04-12, 21:34:20

Hi, I used "Credit Solution " to settle my loans.They managed to reduce my loans up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here: d6b0.easyurl.net

Posted by: Paint♥Pastel♥Princess on 2008-04-10, 04:56:08

Ouch 98K and still owe 72 months!! Yes you can I would try your personal bank first!!

Posted by: Rush is a band on 2008-04-10, 08:15:57

Of course you can refinance an auto loan. Banks go through a similar process to funding a home loan when they look at the property they are giving a loan for and your level of indebtedness when deciding on whether or not to give you a loan and at what terms. You don't really give us enough info to help out. You owe 11k and have a 72 month term, but did you get this loan yesterday or 4 years ago? You can always accelerate the payments yourself and finish the loan early. You aren't likely to get a much better interest rate because you financing and 'old' car. Six or Seven models years old with almost 100,000 miles. The rate is likely to be unattractive... good luck! ps - why is this in the renting and real estate section?

Posted by: Kayley on 2008-04-10, 08:48:29

If you think that you are paying a higher repayment amount for your existing car loan <!--then you can bring it down. With the help of refinance car loans, you can switch the loan plan with effective loan management. best-loans.awardspace.com/ refinance-car-loan-bad-credit.htm If you think your lender is charging a higher interest rate on your car loans then you can look at the refinance car loans option. With the help of a refinance car loan, you can avail multiple benefits. Firstly, you may reduce-- >your monthly costs. Secondly, you may avail a competitive interest rate. Thirdly, you could be getting a flexible repayment period. Overall, you will be managing your loan a lot better.